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Chandraiah Law Firm

About Us

At Chandraiah Law Firm, we deliver personalized and compassionate legal services specializing in bankruptcy and personal injury. We pride ourselves on offering competitive fees, often lower than industry averages, while providing comprehensive support through every phase of your legal journey.

Owner Sam Chandraiah is genuinely dedicated to assisting clients, ensuring your case receives the necessary attention and care it deserves. Whether you're navigating Chapter 7 or Chapter 13 bankruptcy, or seeking representation for personal injury cases arising from accidents or medical malpractice, we're here to help. Contact us anytime for a free consultation.

Areas Served

Bradley, IL | Bourbonnais, IL | Kankakee, IL | Manteno, IL | Grant Park, IL | Momence, IL | Watseka, IL

Our Professional Associations

Our Certifications

What We Offer

Our Specialties include:

Our Services include:

Testimonials

On 8/26/2025 Ky had this to say:
I sought assistance for some financial troubles and bankruptcy with Sam. He gave great advice, explained everything and was patient. I felt all my concerns were handled and was never confused as to what the next steps would be. I recommend him every chance I get, highly recommended.

On 7/2/2025 Edward Sprinkles had this to say:
I had called to have a few questions answered about my case. He kindly answered all my questions with some great advice and pointed me in the right direction. My initial consultation ending up being of no charge. Thank you!!

On 6/27/2025 Michelle Wagner had this to say:
I called this firm, left a message and was called back immediately. It was the owner and he was very personable. We discussed options for my inquiry on legal advice. Even though I am unable to use this firm for my type of issue, he took the time to go over all my options. I would definitely recommend this firm for your lawyer needs.

On 1/30/2025 Ld S. had this to say:
Very helpful didn't end up using him because I'm out of state but gave me some great information over the phone

On 12/27/2024 Tim Griffey had this to say:
Sam is the go to guy! Very knowledgeable, personal, and outgoing! He goes the extra mile!

Contact Us

Chandraiah Law Firm
1 Dearborn Sq LL3 Kankakee, IL 60901
Phone: (815) 304-7616
Email: chicagobankruptcyhelp@gmail.com

PNC Bank Building below PNC Bank, next to the Kankakee Public Library. Closest intersection is Court and Schuyler.

Where To Find Us

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Payment Types Accepted

Cash, Personal Checks, Certified Check, Cashier's Checks, Money Orders

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: Open 24 Hours 24- Hour Service
Tuesday: Open 24 Hours 24- Hour Service
Wednesday: Open 24 Hours 24- Hour Service
Thursday: Open 24 Hours 24- Hour Service
Friday: Open 24 Hours 24- Hour Service
Saturday: Open 24 Hours 24- Hour Service
Sunday: Open 24 Hours 24- Hour Service

FAQ

Before Filing Bankruptcy FAQs
How do I know if bankruptcy is right for me?
If you're unsure whether bankruptcy is the right path, we’re here to help. Simply fill out our Free Online Evaluation Form, and we’ll review your situation to help you make an informed decision. It’s quick, confidential, and designed to give you clarity on your options. https://chicagobankruptcyhelp.com/free-online-evaluation

Should I pay off my favorite credit card before I file to try and keep it?
Not recommended. Credit card companies often detect bankruptcy filings and may:
•Cancel your account
•Reduce your credit limit
•Rarely, leave it unchanged
•Paying off the card could waste money better used for essentials.

Can I pick and choose which debts I file bankruptcy on?
No. You must include all debts. Omitting creditors can result in denial of discharge and may be considered fraudulent.

Can I sign over my expensive car to a family member before I file bankruptcy?
No. You may sell it for fair market value, but transferring it for less or giving it away is considered a fraudulent transfer.
Bankruptcy Process FAQs
Will I have to go before a judge in court if I file bankruptcy?
No. You’ll attend a Meeting of Creditors (Trustee Meeting), not a court hearing. The Trustee:
•Verifies eligibility
•Reviews assets
•Checks for rule violations (e.g., repaying family or transferring assets)

Will the Trustee search my home during bankruptcy?
No. Trustees do not inspect homes. You must list all assets under oath. Most filers do not lose assets, especially in Chapter 13, which offers more protection.
General Bankruptcy FAQs
What types of bankruptcy do you handle?
We specialize in:
•Chapter 7: Debt discharge
•Chapter 13: Repayment plans

Will bankruptcy stop creditor harassment?
Yes. Filing triggers an automatic stay, halting most collection efforts including calls, lawsuits, and wage garnishments.

Can I keep my house or car if I file for bankruptcy?
Often, yes. Bankruptcy exemptions may protect your home and vehicle. Chapter 13 is especially helpful for catching up on payments.

How long does the bankruptcy process take?
•Chapter 7: About 3–6 months
•Chapter 13: 3–5 years repayment plan

How much does it cost to file for bankruptcy?
Costs vary. We offer transparent pricing and flexible payment plans to make legal help accessible.
After Bankruptcy FAQs
How can I rebuild my credit after bankruptcy?
You can rebuild credit fairly quickly:
•Use secured credit cards or loans backed by savings
•Make timely payments on reaffirmed or new car/mortgage loans
•Stay current on student loans

Tip: A secured credit card from a bank or credit union is a great starting point.
Lifestyle During Bankruptcy FAQs
Can I go on vacation if I am filing bankruptcy?
Yes, within reason. Modest trips are fine. Extravagant expenses may raise concerns. Be prudent and avoid luxury spending.

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